Travel!!!!

Bandung

Travelling is one of my hobby, the last place i went is Bandung. on may 2009.

It was a blast as Bandung is one of the shopping heaven and the place is nice, the picture above taken at one of the volcano mountain.

i am kind a lucky because i have a friend who is taking medicine there to show me the wonderful Bandung.

The whole cost plus all the shopping i did is about RM 2000 plus the flight ticket which about RM 400-600.

You can find a cheaper ticket if you are lucky.

All the expense is from my pocket money which i saved from 1st semester. My next trip will be U.K this winter~

My advise to all who likes to travel, saved up, try to make friends and enjoy your trip~

I will post article on tips how to have a affordable trip later okay :)

Bajet 2011 : 100% Loan on your first house

What i really loved about the next year budget, mainly about the the 100% loan on buying your first house. Which provided that your income is below 3000 per month.

This is really an advantage to youth who just started their work. Property is really good investment.

Before this to buy a house you have to provide 10% deposit. Let say your  the price of the house is about 200k then you have to prepare about 20k. It takes quite sometimes for you to have that amount of money plus you have to save up to get married buy a car, thats why most people only have their own house when reaching 30+.

So this is a big opportunity to youngster to start buying a house which is a good investment. then maybe they can save up and invest in something or at least in ASB .  

But of course the interest might be higher which me myself not sure about it, but like i just before its a good investment. 

I will finish my study in about one and half years, hope that this policy will remain because i really interested in buying a house in early age : )

what the heck? ive got a blog~

hahahahahaha
its kinda funny knowing that i have a blog~
but lets just say is for fun!!!

my life,opinion and my advise
hope u will enjoy reading it
:)